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FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking Plus Interest Account

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Earn Interest While Enjoying Exclusive Benefits

For those who want more from their checking account, Round Top State Bank’s Checking Plus with Interest Account offers the best of both worlds—earning interest while providing exclusive banking perks. With free basic checks for life, AD&D insurance, and discounts on banking services, this account is designed for customers who maintain a higher balance and want more value from their everyday banking.

Features & Benefits

  • Earn Interest on Your Balance – Watch your money grow while keeping it accessible.
  • Accidental Death & Dismemberment (AD&D) Insurance – Choose coverage levels of $10,000, $20,000, or $30,000 for added security.
  • Free Basic Checks for Life – Never pay for checks again.
  • Free Debit Card – Secure, convenient access to your funds.
  • 5 Free Cashier’s Checks Per Month – Save money on essential banking transactions.
  • Half-Priced Outgoing Wire Transfers – Lower costs when sending money.
  • FDIC Insured – Your deposits are safe and secure.

Balance Requirements & Fees

  • $1,000.00 minimum to open an account
  • To obtain the annual percentage yield disclosed, you must maintain a daily minimum balance of $1,000.00. See Interest Rates
  • If the balance falls below $1,000.00 any day of the monthly statement cycle, you will be issued a $5.00 monthly service charge.

AD&D Coverage & Fees

A Monthly AD&D Insurance Fee will be charged each statement cycle for accidental death/dismemberment insurance regardless of account status.

Amount of Insurance Coverage

Monthly AD&D Insurance Fee

$10,000 policy

$5.00

$20,000 policy

$6.00

$30,000 policy

$7.00

The insurance portion of this account is: not a deposit, not FDIC insured, not insured by any federal governmental agency, not insured by the Bank.

The information on the account does not constitute a full account disclosure. For more information, please contact a New Accounts Representative.

Find A Branch

Open Your Checking Plus with Interest Account Today

We make it easy to start earning interest while enjoying exclusive perks. Visit your nearest Round Top State Bank branch to open an account today.

Ready to make the switch from your old bank? Download a switch kit and send it to your local branch.

Find A Branch  Download a Switch Kit

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